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Law360: Private Flood Carriers See Opportunity In Federal NFIP Lapse

By October 10, 2025No Comments

In a recent interview with Law360.com reporter Eli Flesch, NSI CEO and Chairman, Oscar Seikaly discussed how the National Flood Insurance Program (NFIP) lapse amid the federal government shutdown is creating both opportunities and challenges for the private flood insurance market.

In the piece, Oscar explains that while private flood insurers can compete with the federal NFIP in lower-risk areas, they’re selective by nature. If a major storm causes widespread losses, many private carriers may exit the market. He continues by stating that private flood insurance is “opportunistic” and focused on areas where they can safely and profitably compete with NFIP program.

Read the full article here.