Equine insurance to help protect your business and livestock.

Protect your business and livestock from potential risks with equine insurance.

Livestock Mortality.

Our livestock mortality insurance protects your investment from various perils, including fire, lightning, smoke, natural disasters, transport accidents, attacks by animals, drowning, electrical incidents, building and bridge collapses, aircraft incidents, and accidental shootings (excluding those by you or your employees). With our coverage, you receive an easy-to-read policy, prompt claims settlement, flexible premium options, and the chance to include comprehensive insurance for Farm and Ranch owners.

Major Medical Protection for Your Animals.

With a major medical protection plan , you can be reimbursed up to $10,000 if your animal has an accident or illness that requires a veterinarian’s attention including surgery. Have your animal taken care of without worrying about the big vet bill.

Stallion Infertility.

Stallion infertility is uncommon, but it’s a risk that can be covered by insurance. The leading causes of infertility in stallions include age, trauma, fever, and infection. The Stallion Infertility endorsement offers protection if an insured stallion becomes permanently and totally impotent, infertile, or unable to serve mares due to an accident, illness, or disease. This coverage is available for stallions up to 17 years old and requires a stallion infertility form and examination.

Farm Owner’s Insurance.

It is highly probable that your homeowner’s policy does not encompass the specific risks associated with owning a farm, ranch, or stable. Typically, these policies do not cover the legal liabilities involved in business activities such as buying, selling, breeding, boarding, and training horses. A Farm Owner’s policy can be meticulously tailored to meet your unique needs, safeguarding your assets and covering your legal liabilities. Given that your farm likely represents a significant investment, it is essential to ensure its comprehensive protection.

Care Custody Control.

The Care, Custody, or Control (CCC) policy is an insurance program specifically designed for breeding farm and show stable owners, operators, and trainers responsible for animals owned by others. Many equestrians are unaware that most General Liability policies exclude coverage for animal death or injury. The CCC policy provides protection against legal liability for injury to or death of a horse not owned by you but under your care, as well as covering the costs to defend any related lawsuits.